How we invest?
The way we construct the funds is a key factor that sets them apart from many others, we believe in taking a scientific approach to investing. The Allianz RiskMaster Multi Asset funds are built with a level of risk in mind from the start, and that is constantly monitored by our investment teams to ensure it remains within our set parameters. We understand that each person has a different tolerance for risk, but also a different financial plan. Therefore you need a fund that will stay true to its risk profile and deliver a predictable investment outcome, to help you achieve your investment goals.
The reason we are able to deliver on these high standards is a result of our technical expertise, which is embodied in two teams of people. The first of these is risklab GmbH, our cutting-edge team of investment experts, based in Germany. As the name suggests, they are dedicated to the analysis of risk in all its manifestations. The majority of risklab’s clients are large institutions, but now their skills have been put to work on behalf of individual investors. We have teamed this expertise in risk, with our multi asset team. They have experience in running ahuge range of multi-asset portfolios with expertise and experience across a broad range of asset classes, beyond just equities and bonds.
Consistency in investing
risklab and the multi asset team work together to create the mix of assets that is in line with the fund’s risk profile. By establishing clear rules we avoid the sort of subjective behaviour by fund managers that can throw funds off course, and ensure we remain true to the fund’s volatility targets in the long term.
This is a dynamic, ongoing process; we evaluate the investments within the fund on a monthly basis to ensure we are satisfied. This is also important because as the value of individual investments rises and falls, the fund can become unbalanced if it is not adjusted.
The team don’t take big bets on the latest investment trend, but instead aim to deliver consistent returns and volatility over the long term with a reliable and consistent investment process. While we appreciate this isn’t the most exciting to way to invest, we believe it is the only way to achieve your investment goals and deliver a positive outcome.